<xs:schema elementFormDefault="qualified" xmlns:xs="http://www.w3.org/2001/XMLSchema">
  <xs:include schemaLocation="types.xsd"/>
  <xs:include schemaLocation="errors.xsd"/>
  <xs:element name="reply">
    <xs:complexType>
      <xs:choice>
        <xs:sequence>
          <xs:element name="command">
            <xs:complexType>
              <xs:sequence>
                <xs:element name="progress">
                  <xs:complexType>
                    <xs:sequence>
                      <xs:element type="xs:nonNegativeInteger" name="value"/>
                    </xs:sequence>
                  </xs:complexType>
                </xs:element>
                <xs:choice>
                  <xs:element name="result">
                    <xs:complexType>
                      <xs:all>
                        <xs:element name="owners" minOccurs="0">
                          <xs:complexType>
                            <xs:sequence>
                              <xs:element name="owner" maxOccurs="unbounded" minOccurs="0" type="owner"/>
                            </xs:sequence>
                          </xs:complexType>
                        </xs:element>
                        <xs:element name="accounts" minOccurs="0">
                          <xs:complexType>
                            <xs:sequence>
                              <xs:element name="account" type="account" maxOccurs="unbounded" minOccurs="0"/>
                            </xs:sequence>
                          </xs:complexType>
                        </xs:element>
                        <xs:element name="creditCards" minOccurs="0">
                          <xs:complexType>
                            <xs:sequence>
                              <xs:element name="creditCard" type="creditCard" maxOccurs="unbounded" minOccurs="0"/>
                            </xs:sequence>
                          </xs:complexType>
                        </xs:element>
                        <xs:element name="aisConfirmation" minOccurs="0"/>
                      </xs:all>
                    </xs:complexType>
                  </xs:element>
                  <xs:group ref="exception" minOccurs="0"/>
                </xs:choice>
              </xs:sequence>
              <xs:attribute type="xs:long" name="id"/>
              <xs:attribute name="state" type="state" use="required"/>
              <xs:attribute type="xs:string" name="name" fixed="DefaultImportCommand"/>
              <xs:attribute type="xs:string" name="target" use="required"/>
              <xs:attribute type="xs:string" name="institution" use="required"/>
            </xs:complexType>
          </xs:element>
        </xs:sequence>
        <xs:group ref="allErrors"/>
      </xs:choice>
      <xs:attribute name="status" use="required">
        <xs:simpleType>
          <xs:union memberTypes="allErrorsUnion status200"/>
        </xs:simpleType>
      </xs:attribute>
      <xs:attribute name="user" type="xs:string"/>
      <xs:attribute name="ownerExternalId" type="xs:string"/>
      <xs:attribute name="responseTimestamp" type="xs:string"/>
    </xs:complexType>
  </xs:element>
</xs:schema>