First steps
API introduction
Importing Services
Analytical Services
Other
User Guides
How to enable 2FA
Two factor authorization (2FA) in Insight
How to create a flow for multiple banks from one user
How to create a flow for multiple banks from one user
Getting more than 90 days of data
Getting more than 90 days of data.
FAQs
The Account Information Service (AIS) allows you to import data from the end-user account from any supported bank to your system. To do that, the user has to log in to a bank via our SignIn Widget. The widget is provided along with the API. To find out more about the widget please refer to widget section of the technical documentation here ».
After the end-user logs in you get the session parameters from The SignIn Widget that you can use to perform an import. You can learn more on how to do it here: Default import
We offer two types of access modes within Account Information Service (AIS):
- Single Access - it allows you to do a one-time transaction and owner data fetch from the end-user’s bank account. In this mode your user has to go through our SingIn Widget and log in to their account through the bank API every single time you want to import their data.
- Multiple Access - in this mode your user can grant you a consent for continuous access to their data for up to 180 days. Once your user finishes the widget process, you will receive a special token that you can then use to create a new session for that user and import updated data whenever you need it until the consent expires.
Along with the Account Information Service (AIS) you can also use our labeling, score and other analytical features which provide you with the tools that analyze the imported user transactions and can help you assess your clients without having to create all calculation algorithms by yourself. You can learn more about these features here: Analytical Services You can find the full features table here »
Kontomatik Banking API supports major banks in many countries and we’re ready to add more. Additionally in Poland we also offer a PDF Parsing API. On top of that, both APIs come with extensions adding high-level analytics and transaction labels to the raw data extracted from online banks or the PDF statements. To help you get to know our full capabilities we’ve prepared a spreadsheet containing:
- covered countries, APIs and analytics products,
- detailed list of integrated banks with features such as credit cards or type of accounts,
- matrix of data possible to fetch from each bank,
- supported banks via PDF parsing API,
- list of available test accounts for Banking API.
In some banks we do support corporate accounts. These banks will be tagged accordingly in the coverage table here », under the “Supported accounts” column.
However, please note that in most cases access to the account via PSD2 channels is blocked by default and any attempts to go through the Kontomatik process will result in an error on the redirection page. We have no control over this, nor do we get any feedback from the bank why an error occurred.
In such cases please inform the end-user that this option needs to be enabled in the online banking system - usually by a person with the highest access control, typically the account holder (owner or president of the company, CFO etc.).
This feature might be named differently in banks, but we’ve seen options such as “PSD2 consent” or “AIS / PIS / CAF access”.
